# PerkIQ

> PerkIQ is a UK SaaS platform that helps SMEs (10-500 employees) score, review and improve their employee benefits package using deterministic diagnostics and provider matching.

PerkIQ scores an employer's benefits across seven categories: pension, wellbeing, financial, communications, learning, family and lifestyle, and leave and flexibility. It replaces guesswork with data-driven decisions and connects employers to UK providers.

## Provider categories

- [Pension & Retirement providers](https://www.perkiq.co.uk/find-a-provider/pension)
- [Health & Insurance providers](https://www.perkiq.co.uk/find-a-provider/insurance)
- [Wellbeing providers](https://www.perkiq.co.uk/find-a-provider/wellbeing)
- [Benefits Platform providers](https://www.perkiq.co.uk/find-a-provider/platform)
- [Recognition & Rewards providers](https://www.perkiq.co.uk/find-a-provider/rewards)
- [Financial Wellbeing providers](https://www.perkiq.co.uk/find-a-provider/financial)
- [EV Salary Sacrifice providers](https://www.perkiq.co.uk/find-a-provider/ev)
- [Learning & Development providers](https://www.perkiq.co.uk/find-a-provider/learning)
- [Communication & Engagement providers](https://www.perkiq.co.uk/find-a-provider/comms)

## Provider profiles

- [AllMyBenefits](https://www.perkiq.co.uk/find-a-provider/allmybenefits)
- [Aviva](https://www.perkiq.co.uk/find-a-provider/aviva)
- [Aviva Health](https://www.perkiq.co.uk/find-a-provider/aviva-health)
- [AXA Health](https://www.perkiq.co.uk/find-a-provider/axa-health)
- [Ayvens](https://www.perkiq.co.uk/find-a-provider/ayvens)
- [Blink](https://www.perkiq.co.uk/find-a-provider/blink)
- [Bupa](https://www.perkiq.co.uk/find-a-provider/bupa)
- [Enjoy Benefits](https://www.perkiq.co.uk/find-a-provider/enjoy-benefits)
- [Fleet Evolution](https://www.perkiq.co.uk/find-a-provider/fleet-evolution)
- [GoodHabitz](https://www.perkiq.co.uk/find-a-provider/goodhabitz)
- [Hapi](https://www.perkiq.co.uk/find-a-provider/hapi)
- [Happl](https://www.perkiq.co.uk/find-a-provider/happl)
- [Health Assured](https://www.perkiq.co.uk/find-a-provider/health-assured)
- [Heka](https://www.perkiq.co.uk/find-a-provider/heka)
- [Huggg](https://www.perkiq.co.uk/find-a-provider/huggg)
- [LinkedIn Learning](https://www.perkiq.co.uk/find-a-provider/linkedin-learning)
- [Live Like Loyalty](https://www.perkiq.co.uk/find-a-provider/live-like-loyalty)
- [Love Electric](https://www.perkiq.co.uk/find-a-provider/love-electric)
- [Medicash](https://www.perkiq.co.uk/find-a-provider/medicash)
- [Mintago](https://www.perkiq.co.uk/find-a-provider/mintago)
- [NEST](https://www.perkiq.co.uk/find-a-provider/nest)
- [Octopus EV](https://www.perkiq.co.uk/find-a-provider/octopus-ev)
- [PAM Assist](https://www.perkiq.co.uk/find-a-provider/pam-assist)
- [Penfold](https://www.perkiq.co.uk/find-a-provider/penfold)
- [People's Pension](https://www.perkiq.co.uk/find-a-provider/peoples-pension)
- [Perkbox](https://www.perkiq.co.uk/find-a-provider/perkbox)
- [Pluxee](https://www.perkiq.co.uk/find-a-provider/pluxee)
- [Reward Gateway](https://www.perkiq.co.uk/find-a-provider/reward-gateway)
- [Salary Finance](https://www.perkiq.co.uk/find-a-provider/salary-finance)
- [Smart Pension](https://www.perkiq.co.uk/find-a-provider/smart-pension)
- [Spill](https://www.perkiq.co.uk/find-a-provider/spill)
- [Staffbase](https://www.perkiq.co.uk/find-a-provider/staffbase)
- [Telus Health](https://www.perkiq.co.uk/find-a-provider/telus-health)
- [The Electric Car Scheme](https://www.perkiq.co.uk/find-a-provider/the-electric-car-scheme)
- [TPT Retirement](https://www.perkiq.co.uk/find-a-provider/tpt-retirement)
- [Tusker](https://www.perkiq.co.uk/find-a-provider/tusker)
- [Udemy Business](https://www.perkiq.co.uk/find-a-provider/udemy-business)
- [Unmind](https://www.perkiq.co.uk/find-a-provider/unmind)
- [Vitality](https://www.perkiq.co.uk/find-a-provider/vitality)
- [Vivup](https://www.perkiq.co.uk/find-a-provider/vivup)
- [Wagestream](https://www.perkiq.co.uk/find-a-provider/wagestream)
- [WorkVivo](https://www.perkiq.co.uk/find-a-provider/workvivo)
- [WPA](https://www.perkiq.co.uk/find-a-provider/wpa)
- [YuLife](https://www.perkiq.co.uk/find-a-provider/yulife)
- [Zenith](https://www.perkiq.co.uk/find-a-provider/zenith)

## Provider comparisons

- [Octopus EV vs Tusker](https://www.perkiq.co.uk/find-a-provider/compare/octopus-ev-vs-tusker)
- [Octopus EV vs The Electric Car Scheme](https://www.perkiq.co.uk/find-a-provider/compare/octopus-ev-vs-the-electric-car-scheme)
- [Tusker vs The Electric Car Scheme](https://www.perkiq.co.uk/find-a-provider/compare/tusker-vs-the-electric-car-scheme)
- [Bupa vs Vitality](https://www.perkiq.co.uk/find-a-provider/compare/bupa-vs-vitality)
- [Bupa vs AXA Health](https://www.perkiq.co.uk/find-a-provider/compare/bupa-vs-axa-health)
- [Vitality vs AXA Health](https://www.perkiq.co.uk/find-a-provider/compare/vitality-vs-axa-health)
- [NEST vs Smart Pension](https://www.perkiq.co.uk/find-a-provider/compare/nest-vs-smart-pension)
- [NEST vs People's Pension](https://www.perkiq.co.uk/find-a-provider/compare/nest-vs-peoples-pension)
- [Smart Pension vs Penfold](https://www.perkiq.co.uk/find-a-provider/compare/smart-pension-vs-penfold)
- [Perkbox vs Reward Gateway](https://www.perkiq.co.uk/find-a-provider/compare/perkbox-vs-reward-gateway)
- [Wagestream vs Salary Finance](https://www.perkiq.co.uk/find-a-provider/compare/wagestream-vs-salary-finance)

## Guides

- [UK Employee Benefits: A Guide for International Companies (2026)](https://www.perkiq.co.uk/blog/uk-employee-benefits-guide-for-international-companies)
- [UK Employee Benefits: A Guide for US Companies (2026)](https://www.perkiq.co.uk/blog/uk-employee-benefits-guide-for-us-companies)
- [Why 77% of UK SMEs Are Rethinking Their Benefits Package in 2026](https://www.perkiq.co.uk/blog/sme-benefits-overhaul-2026)
- [P11D Deadline 2026: What UK Employers Need to File by 6 July](https://www.perkiq.co.uk/blog/p11d-deadline-2026)
- [Three Employer Benefit Tax Exemptions That Changed on 6 April 2026](https://www.perkiq.co.uk/blog/employer-benefit-tax-exemptions-2026)
- [Why Most Benefits Programmes Are Built on Guesswork](https://www.perkiq.co.uk/blog/why-most-benefits-programmes-are-built-on-guesswork)
- [Salary Sacrifice Pension Changes from April 2029: What UK Employers Need to Know](https://www.perkiq.co.uk/blog/salary-sacrifice-pension-changes-2029)
- [PerkIQ joins the Payroll Ninjas community as a benefits partner](https://www.perkiq.co.uk/blog/perkiq-payroll-ninjas-partnership)
- [Best Employee Benefits Platforms UK 2026: An Independent Buyer's Guide](https://www.perkiq.co.uk/blog/best-employee-benefits-platforms-uk-2026)
- [Cycle to Work Scheme: Rules, Limits and Savings (2026 UK Guide)](https://www.perkiq.co.uk/blog/cycle-to-work-scheme-rules-uk)
- [Employee Assistance Programme (EAP): What It Is and Is It Worth It?](https://www.perkiq.co.uk/blog/employee-assistance-programme-eap-worth-it)
- [Best Health Insurance for Small Business UK (2026 Employer Guide)](https://www.perkiq.co.uk/blog/best-business-health-insurance-small-business-uk)
- [Is Private Health Insurance a Taxable Benefit? (UK Employer Guide)](https://www.perkiq.co.uk/blog/private-health-insurance-taxable-benefit-uk)
- [Electric Car Salary Sacrifice: Is It Worth It? (2026/27 UK Guide)](https://www.perkiq.co.uk/blog/electric-car-salary-sacrifice-worth-it)
- [Best Workplace Pension for Small Business UK (2026 Employer Guide)](https://www.perkiq.co.uk/blog/best-workplace-pension-small-business-uk)
- [Employee Benefits Audit: Manual vs Automated (What Actually Works)](https://www.perkiq.co.uk/blog/employee-benefits-audit-manual-vs-automated)
- [Salary Sacrifice Schemes Compared: Cycle to Work, EVs, Pensions and More](https://www.perkiq.co.uk/blog/salary-sacrifice-schemes-compared)
- [Flexible Working and Employee Benefits in 2026: What UK Employers Need to Know](https://www.perkiq.co.uk/blog/flexible-working-and-benefits-2026)
- [How to Run an Employee Benefits Audit: A Step-by-Step Guide](https://www.perkiq.co.uk/blog/how-to-run-an-employee-benefits-audit)
- [How to Build an Employee Wellbeing Strategy on a Budget](https://www.perkiq.co.uk/blog/employee-wellbeing-strategy-on-a-budget)
- [The Employee Benefits Renewal Checklist for UK Employers](https://www.perkiq.co.uk/blog/employee-benefits-renewal-checklist)
- [How to Measure Employee Benefits ROI: A Practical Framework for UK Employers](https://www.perkiq.co.uk/blog/how-to-measure-employee-benefits-roi)
- [Employment Rights Act 2025: What Changed for UK Employers on 6 April 2026](https://www.perkiq.co.uk/blog/employment-rights-act-2025-employer-guide)
- [SSP Changes April 2026: What UK Employers Need to Know](https://www.perkiq.co.uk/blog/ssp-changes-april-2026)
- [Employee Survey Templates for UK Employers: eNPS, Exit Interviews and Onboarding](https://www.perkiq.co.uk/blog/employee-survey-templates-uk)
- [Onboarding Surveys: First Impressions That Shape Retention](https://www.perkiq.co.uk/blog/onboarding-survey-new-starters)
- [Exit Interviews: Understanding Why People Leave](https://www.perkiq.co.uk/blog/exit-interview-surveys)
- [eNPS: Measuring Employee Loyalty with a Single Question](https://www.perkiq.co.uk/blog/enps-employee-net-promoter-score)
- [Why Financial Wellbeing Support Matters Now](https://www.perkiq.co.uk/blog/financial-wellbeing-employees-uk)
- [What Do Staff Really Want from Their Benefits Package?](https://www.perkiq.co.uk/blog/what-do-staff-really-want)
- [Private Medical vs Cash Plans: Which Is Right for Your Team?](https://www.perkiq.co.uk/blog/private-medical-vs-cash-plans)
- [Pension Auto-Enrolment: What Every UK Employer Needs to Know](https://www.perkiq.co.uk/blog/pension-auto-enrolment-uk-employer-guide)
- [Salary Sacrifice Explained: A UK Employer's Guide](https://www.perkiq.co.uk/blog/salary-sacrifice-explained)
- [Building a Benefits Strategy Without a Dedicated HR Team](https://www.perkiq.co.uk/blog/building-a-benefits-strategy-without-a-dedicated-hr-team)
- [The Hidden Cost of a Benefits Package Nobody Uses](https://www.perkiq.co.uk/blog/the-hidden-cost-of-a-benefits-package-nobody-uses)

## Tools

- [Salary Sacrifice Calculator](https://www.perkiq.co.uk/tools/salary-sacrifice-calculator)
- [Electric Car Salary Sacrifice Calculator](https://www.perkiq.co.uk/tools/electric-car-salary-sacrifice-calculator)
- [Cycle to Work Calculator](https://www.perkiq.co.uk/tools/cycle-to-work-calculator)

## Key pages

- [Provider directory](https://www.perkiq.co.uk/find-a-provider)
- [Pricing](https://www.perkiq.co.uk/pricing)
- [Features](https://www.perkiq.co.uk/features)
- [For brokers](https://www.perkiq.co.uk/brokers)
- [Blog](https://www.perkiq.co.uk/blog)
- [About](https://www.perkiq.co.uk/about)
- [Contact](https://www.perkiq.co.uk/contact)

## Full content

For all content in a single file: [llms-full.txt](https://www.perkiq.co.uk/llms-full.txt)